Moves by the card schemes to shift liability for fraudulent card
fraud payments to US merchants take effect in October 2015, providing a
strong incentive for retailers to re-eqip their POS networks to accept
EMV chip cards.
But at a payments conference oChoose the right bestluggagetag in
an array of colors.rganised by automated clearing house Nacha in San
Diego this week, three of the nation's largest retailers hit back,
arguing that the move to EMV will impose huge costs for a minimal
reduction in fraud rates.
For retailers such as hamburger chain
Wendy's - which already accepts PIN debit at the checkout - the fraud
rate is so small "it's hardly worth mentioning," said Gavin Waugh,
Wendy's vice president and assistant treasurer. "Even if we pay the
fraud liability, it's a whole lot cheaper than putting in (new EMV)
terminals.We offer over 600 chipcard at wholesale prices of 75% off retail."
Others
were concerned that the introduction of EMV at the check-out would
simply shift the attak vectors to weaker alternative channels, such as
card-not-present and ACH fraud.
Equally, the failure to enforce a
shift to PIN at the point-of-sale - with issuers prepared to still
accept signature authorisation - remains a weak point, notes Kansas City
Fed economist Richard Sullivan in a just-published paper.
While
chip-based cards will counteract the threat from counterfeit copies, he
notes, "fraudsters may put more effort into stealing computer-chip
payment cards, knowing that they may be able to commit a few fraudulent
transactions using a forged signature before issuers cut off use of the
card".You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions.
And
in the absence of a commitment by issuers and card schemes to move to
3D-secure or chip card authentication at the PC, fraud in online
channels can also be expected to increase, says Sullivan,
A
bigger cause for concern, however, is that the US does not yet have a
comprehensive system for collecting and reporting statistics on payment
fraud, which would allow the industry to respond swiftly and effectively
to new attacks.
Sullivan argues that the UK system for
capturing and monitoring such information was a critical asset enabling
the payment card industry to respond to the new trends in fraud that
emerged during the transition to chip-and-PIN cards.
"In the
absence of critical information on the sources and types of card payment
fraud, efforts aimed at limiting fraud may be misdirected and
wasteful,The Motorola drycabinets Engine
is an embedded software-only component of the Motorola wireless
switches." states Sullivan. "Both regulators and the card payment
industry could benefit from mechanisms to measure the levels and sources
of fraud and to identify who pays the price-and how much is paid-for
the nation's losses from payment card fraud."
Senior journalists flew around the world on the same plane wiWe have a wide selection of handsfreeaccess to
choose from for your storage needs.th prime ministers such as Whitlam,
Fraser, Hawke, Keating and, for a time, Howard, and as the hours went
by, the leaders tended to wander to the media cabin for long chats.
Their
thoughts and fears and boasts found their way into reports and feature
articles and informed the prognostications of columnists and
commentators. It humanised those politicians, and in turn, the public
was informed at a deeper level than is possible now the leaders rarely
grant more than a carefully controlled doorstop or speak through their
advisors.
If Paul Keating, for instance, had pulled off the sort
of coup that Gillard achieved in China a few weeks ago, securing a
joint currency deal and annual leader-to-leader meetings, you could be
sure that by the time his plane had arrived in Australia, he would have
sold it in detail as an accomplishment worthy of weeks of scrutiny and
celebration.
Ms Gillard hardly managed to sell for a day her
execution of an agreement for which most Western world leaders would
have given their eye teeth. Having explained it in no more than a press
conference and a media release before boarding her media-free plane
home, the matter faded from media and public conscientiousness with
astonishing swiftness.
The big old VIP planes were pensioned off
under Howard and replaced with jets too small to accommodate the media
(who, by the way, had to pay fares much higher than if they had
travelled by commercial aircraft, which today they have to do).
Former
prime ministers had other ways, too, to reveal themselves to
communicators. The media found themselves invited from time to time
around to the Lodge for a fireside chat. The prime minister of the time
might serve up a roast, stir the fire in the grate and both offer his
thoughts and mine the views of his guests. It was rarely too cosy -
neither leader nor journalist would let down their guard too far - but
it was a form of communication now all but lost.
2013年4月27日星期六
Financial Opposites in a Life Together
The goal of our meeting was to try to reconcile their different money
philosophies before they opened a joint bank account to handle their
household expenses. They needed to figure out a way to track Mr.
Bartones earnings, most of them in cash, which they were not entirely
sure of. She also wanted a better way to track their spending (and
overspending). And both of them had accumulated significant credit card
debt, which had to be tackled before they could begin to think about
saving for a house.
Financially, we are opposites, said Mr. Bartone, who has a sleeve of colorful tattoos that climb from each wrist to his elbows. Total, total, total opposites.
Both of them were honest about their financial behavior: Mr. Bartone acknowledged that he was the spender. Ms. Bartone described herself as determined and goal-oriented, and said she had saved significant sums in the past. But they now owe more than $30,000 on credit cards, a topic that Ms. Bartone said she had avoided broaching.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. So they had not had the tough talk about how best to stanch the bleeding and work on a joint plan to get out of debt. I have been really cautious about not stepping on his pride, she added.
But they volunteered to put it all on the table for their personal fiscal health day, the brainchild of my colleague Ron Lieber, which involves setting aside a full day to fine-tune finances and make headway on the money-related tasks that never seem to get done. I asked readers on the Bucks blog to submit their pleas, with the promise that I would meet with the candidate with the most compelling story.
Nearly 100 readers responded, many of them needing something more like an overhaul than a financial tuneup. There were tales of paralyzing student loan and credit card debts and crushing medical bills, as well as pleas from single people and young families hoping to do better than live paycheck to paycheck. Some lost their jobs in the recession, and had gotten new, lower-paying work and were trying to figure out how to live on less.
I chose the Bartones in part because their financial issues are all too common. Ms. Bartone, who has curly brown hair and a contagious smile, wanted to make sure she and her husband were on the same financial page and to set priorities on their financial to-do list. She also felt it would help to have a neutral third party to walk them through the process given that they are financial opposites. She calls herself neurotic and keeps spreadsheets. He puts his cash tips in a kitchen drawer.
The biggest accomplishment, by far, was having the newlyweds sit down at their dining room table to actually talk about their financial life, their differing outlooks and how their views were influenced by their upbringings. This was a huge step. My suggestion, unromantic as it may sound, was to make the money talk a weekly ritual, at least until they learned more about their income and spending patterns and made progress on paying down their debts.
The couple have lived together for several years, yet each still did not know exactly how much debt the other had. So Ms. Bartone created two lists of each of their credit cards, along with the outstanding balances and interest rates. She has already started to pay down the cards with the highest rates first, and she said she would help her husband set up his own plan of attack. But she had a good question: since the interest rates on Mr. Bartones cards were more than twice as high as hers, should she focus on paying down his debt first?
I told her she could not enable his behavior,We offer advanced technology products and services for howotipper control. particularly if he did not start to control his spending. But I also contacted an expert after I left Kristin Harad, of VitaVie Financial Planning, who had seen this situatLaser engraving and laser customkeychain for materials like metal,ion many times before.
Creating healthy habits as a unit is paramount, she said, since they are building a future together.Shop wholesale bestsmartcard controller from cheap. So yes, they should focus on paying down Mr. Bartones debt first. But that also means Mr. Bartone needs to remove the plastic from his wallet.
Dust flavours the air here and coats everything in a patina of grime. Cars shudder along unsealed roads and leave a trail of smoke as though they're on fire or disintegrating before your very eyes. The landscape is wide swatches of single colours - blue, yellow, red - that destroy all sense of distances and time, so you are driving and going nowhere, or merely slouching into oblivion. I have come here to camp, which feels appropriately transient for a place in endless states of erasure. But first: that question of water. The machine beeps, regurgitating paper. The woman narrows her eyes. Then she hands over a pen with an impatient wave of the hand: sign here, stupid man. With a valuable lesson learnt, I've been granted the liquid means to stave off death for another few days.
Tsauchab River-carved canyons.
Even then, water is rarely far from my mind. The Tsauchab River, beginning in the southern Naukluft Mountains, is what is known as an "ephemeral stream", meaning it exists only in the rare instances of desert rain. While the Tsauchab may be an elusive sight, its effects have become legend: the ghostly salt pan of Sossusvlei, which fills up as a desert lake; Sesriem Canyon, carved by the river over centuries; and Deadvlei, strangest of all with its black, twisted trees and surrounding walls of sand. Devoid of moisture, this place is defined by it anyway.
Within hours temperatures have soared, but I am adamant about walking to the Tsauchab's most famous creation, the "dead marsh",A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. or Deadvlei. Unlike Sossusvlei, which attracts flamingos when filled with water, this salt pan has long since declined as a place of refuge in the desert. Hundreds of years ago the river flooded the area, allowing camel thorn trees to take root in the sand. When it stopped flowing, however, the ground cracked into dramatic white plates and the trees seared black beneath the unrelenting sun. The result is something like an abstract painting, other-worldly and baffling. In The Cell, Hollywood used Deadvlei to represent the mental landscape of a serial killer. Jennifer Lopez wandered around it in a daze. Walking into the gnarled grove, I find myself doing something similar. All signs of life quickly fall away: the springboks, the hardy shrubs, the beetles with legs long enough to hoist their abdomens above the roasting sand. All that remains is silence and a pervasive sense of dread that has me clutching my water bottle like a crucifix.
Indeed, one small mistake is all it would take to send a person to their death here. The dunes surrounding Deadvlei are a moving maze. Earlier, I passed a car that had become hopelessly bogged in the sand, resisting the exertions of a team of sweat-drenched volunteers. Even balloon expeditions, floating high overhead in the early morning, are careful not to tempt fate by drifting too far into the desert. Human interaction is the equivalent of people on a beach, enjoying the ocean without paddling any further than the shallowest surf. Except everything here is reversed - the ocean is sand, and the beach is the precious domain of water. After fitful sleep through the hottest hours, I re-emerge in the late afternoon for a final foray to Sesriem Canyon, a short distance from my campsite near Sesriem gate. From above it looks like a jagged slash in the desert floor, nearly a kilometre long and between 20 metres and 50 metres deep.
Carved by the Tsauchab River millions of years ago, this odd formation was once the key to survival by local inhabitants and passing travellers. Sesriem means "six ropes": since a rope was originally made from the hide of an oryx, it took six, tied end to end, to reach the canyon floor where water could be retrieved for the pack animals using buckets.
Financially, we are opposites, said Mr. Bartone, who has a sleeve of colorful tattoos that climb from each wrist to his elbows. Total, total, total opposites.
Both of them were honest about their financial behavior: Mr. Bartone acknowledged that he was the spender. Ms. Bartone described herself as determined and goal-oriented, and said she had saved significant sums in the past. But they now owe more than $30,000 on credit cards, a topic that Ms. Bartone said she had avoided broaching.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. So they had not had the tough talk about how best to stanch the bleeding and work on a joint plan to get out of debt. I have been really cautious about not stepping on his pride, she added.
But they volunteered to put it all on the table for their personal fiscal health day, the brainchild of my colleague Ron Lieber, which involves setting aside a full day to fine-tune finances and make headway on the money-related tasks that never seem to get done. I asked readers on the Bucks blog to submit their pleas, with the promise that I would meet with the candidate with the most compelling story.
Nearly 100 readers responded, many of them needing something more like an overhaul than a financial tuneup. There were tales of paralyzing student loan and credit card debts and crushing medical bills, as well as pleas from single people and young families hoping to do better than live paycheck to paycheck. Some lost their jobs in the recession, and had gotten new, lower-paying work and were trying to figure out how to live on less.
I chose the Bartones in part because their financial issues are all too common. Ms. Bartone, who has curly brown hair and a contagious smile, wanted to make sure she and her husband were on the same financial page and to set priorities on their financial to-do list. She also felt it would help to have a neutral third party to walk them through the process given that they are financial opposites. She calls herself neurotic and keeps spreadsheets. He puts his cash tips in a kitchen drawer.
The biggest accomplishment, by far, was having the newlyweds sit down at their dining room table to actually talk about their financial life, their differing outlooks and how their views were influenced by their upbringings. This was a huge step. My suggestion, unromantic as it may sound, was to make the money talk a weekly ritual, at least until they learned more about their income and spending patterns and made progress on paying down their debts.
The couple have lived together for several years, yet each still did not know exactly how much debt the other had. So Ms. Bartone created two lists of each of their credit cards, along with the outstanding balances and interest rates. She has already started to pay down the cards with the highest rates first, and she said she would help her husband set up his own plan of attack. But she had a good question: since the interest rates on Mr. Bartones cards were more than twice as high as hers, should she focus on paying down his debt first?
I told her she could not enable his behavior,We offer advanced technology products and services for howotipper control. particularly if he did not start to control his spending. But I also contacted an expert after I left Kristin Harad, of VitaVie Financial Planning, who had seen this situatLaser engraving and laser customkeychain for materials like metal,ion many times before.
Creating healthy habits as a unit is paramount, she said, since they are building a future together.Shop wholesale bestsmartcard controller from cheap. So yes, they should focus on paying down Mr. Bartones debt first. But that also means Mr. Bartone needs to remove the plastic from his wallet.
Dust flavours the air here and coats everything in a patina of grime. Cars shudder along unsealed roads and leave a trail of smoke as though they're on fire or disintegrating before your very eyes. The landscape is wide swatches of single colours - blue, yellow, red - that destroy all sense of distances and time, so you are driving and going nowhere, or merely slouching into oblivion. I have come here to camp, which feels appropriately transient for a place in endless states of erasure. But first: that question of water. The machine beeps, regurgitating paper. The woman narrows her eyes. Then she hands over a pen with an impatient wave of the hand: sign here, stupid man. With a valuable lesson learnt, I've been granted the liquid means to stave off death for another few days.
Tsauchab River-carved canyons.
Even then, water is rarely far from my mind. The Tsauchab River, beginning in the southern Naukluft Mountains, is what is known as an "ephemeral stream", meaning it exists only in the rare instances of desert rain. While the Tsauchab may be an elusive sight, its effects have become legend: the ghostly salt pan of Sossusvlei, which fills up as a desert lake; Sesriem Canyon, carved by the river over centuries; and Deadvlei, strangest of all with its black, twisted trees and surrounding walls of sand. Devoid of moisture, this place is defined by it anyway.
Within hours temperatures have soared, but I am adamant about walking to the Tsauchab's most famous creation, the "dead marsh",A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. or Deadvlei. Unlike Sossusvlei, which attracts flamingos when filled with water, this salt pan has long since declined as a place of refuge in the desert. Hundreds of years ago the river flooded the area, allowing camel thorn trees to take root in the sand. When it stopped flowing, however, the ground cracked into dramatic white plates and the trees seared black beneath the unrelenting sun. The result is something like an abstract painting, other-worldly and baffling. In The Cell, Hollywood used Deadvlei to represent the mental landscape of a serial killer. Jennifer Lopez wandered around it in a daze. Walking into the gnarled grove, I find myself doing something similar. All signs of life quickly fall away: the springboks, the hardy shrubs, the beetles with legs long enough to hoist their abdomens above the roasting sand. All that remains is silence and a pervasive sense of dread that has me clutching my water bottle like a crucifix.
Indeed, one small mistake is all it would take to send a person to their death here. The dunes surrounding Deadvlei are a moving maze. Earlier, I passed a car that had become hopelessly bogged in the sand, resisting the exertions of a team of sweat-drenched volunteers. Even balloon expeditions, floating high overhead in the early morning, are careful not to tempt fate by drifting too far into the desert. Human interaction is the equivalent of people on a beach, enjoying the ocean without paddling any further than the shallowest surf. Except everything here is reversed - the ocean is sand, and the beach is the precious domain of water. After fitful sleep through the hottest hours, I re-emerge in the late afternoon for a final foray to Sesriem Canyon, a short distance from my campsite near Sesriem gate. From above it looks like a jagged slash in the desert floor, nearly a kilometre long and between 20 metres and 50 metres deep.
Carved by the Tsauchab River millions of years ago, this odd formation was once the key to survival by local inhabitants and passing travellers. Sesriem means "six ropes": since a rope was originally made from the hide of an oryx, it took six, tied end to end, to reach the canyon floor where water could be retrieved for the pack animals using buckets.
Tim Cooks cash card
THERE was no timetable for an iWatch or for an iTV. There was,
however, the promise of perhaps the biggest share buyback in American
corporate history. Announcing Apples results for the first three months
of 2013 on April 23rd,The 3rd International Conference on custombobbleheads and
Indoor Navigation. Tim Cook, its boss, stayed mum about its product
pipeline, saying only that the firm was working on some amazing new
hardware, software and services to be rolled out later this year and in
2014.The Motorola drycabinets Engine
is an embedded software-only component of the Motorola wireless
switches. But he was clear about the cash Apple will return to
shareholders in the form of increased dividends and buy-backs.
Altogether, it plans to fork out $100 billion by the end of 2015.
That seems to have placated investors, who have watched in dismay as Apples share price has plunged from a high of over $700 in September to under $400 last week. On April 24th the firms shares closed at $405.
Mr Cook has bought himself some breathing space by raising planned share buy-backs from $10 billion to $60 billion and increasing dividends by 15%. However, he still needs to produce new blockbuster offerings to bolster future growth. Ever since he replaced Steve Jobs at Apples helm, speculation has mounted that the company has lost some of the magic that produced the iPhone and iPad.
Mr Cooks fans protest that those who think Apple should already have come up with a new category-killer are being unrealistic. A few years between big ideas is nothing to worry about. And they note that the iPad and the iPhone are still minting money. In the first quarter of 2013 Apple reported revenue of $43.6 billion: an 11% increase compared with the same period in 2012, and a figure that exceeds the combined sales of Google and Microsoft.
But Apples margins are being squeezed by the introduction of the iPad mini, which is less lucrative than bigger iPads. In its latest quarter the firms gross margin shrank year-on-year, from 47.4% to 37.5%, and its quarterly net profit dropped for the first time in ten years, from $11.6 billion to $9.5 billion.
If Apple launches a low-cost iPhone to compete in emerging marketsand in the business of pre-paid phones that do not require a long-term subscription to a mobile-phone operatorits margins could be squashed even more. That could affect its share price. Ben Reitzes of Barclays, a bank, reckons that every percentage-point decline in Apples gross margin equates to a drop of $1.40 in earnings per share.
Apple also needs to beat back rivals such as Samsung Electronics, which has emerged as a muscular competitor in smartphones. Investors particularly want to see it respond to the rise of phabletsphones whose screens are bigger than those of most smartphones, though not as big as a tablets.
Even if Apple keeps expanding its phone and tablet businesses, it will still have to keep inventing new products. The firm is rumoured to be working on a smart watch and a smart TV with associated apps. It is also looking at mobile payments. With 435m customers already registered at its iTunes store, which celebrates its tenth birthday on April 28th, it has a head-start.
New offerings in these areas could well be among the amazing things Mr Cook alluded to this week. The big question is whether they will be as revolutionaryand as profitableas the products Apple churned out under Jobs. Mr Cook has played his cash card. Now he needs to turn up trumps on the innovation front, too.
Samsung put an incredible amount of work into the software on the Galaxy S4. It runs Android 4.2.2 Jelly Bean with Samsungs custom user interface on top. For some reason the company isnt calling it Nature UX or TouchWiz, so far as we can tell, but its basically a new version of that skin. Oddly enough, we cant really even call it a skin anymore, it literally takes over Android and almost feels like its own complete environment. Whether youre a fan of pure Android or not, theres no ignoring that Samsung added a ton of features.A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions.
The company tweaked Androids notification panel with its own settings. You can quickly access Bluetooth, WiFi, NFC, Air Gesture, Voice Control, Smart Stay and tons of other controls right from the panel. You can also customize whats visible at all times at the top by dragging and dropping the icons around.
Speaking of cool things Samsung added to Android, the Galaxy S4 now, like the Galaxy Note II, supports Air View. That means you can hover your finger over an email,Shop wholesale bestsmartcard controller from cheap. a calendar date, a photo and even in Flipboard, which was custom built for Air View on the Galaxy S4. It works really well, especially if you have a crowded day on a calendar and want to hover over a few days to see appointments without opening each date and closing it.
Air View is different from another really cool feature called Air Gestures. This sounds like a gimmickpeople keep calling it thatbut it really isnt: you can scroll down a website simply by hovering your hand over the screen. Think about that for a second: you can still read your phone while youre elbow-deep in buffalo wings. Thats amazing. Gestures can also be used for moving through browser tabs, flipping through photos and more. If you hover your hand over the screen while its locked it will also display Quick Glance information, such as the battery life and any notifications you may have received.
Group Play is also included on the Galaxy S4 and allows you to share music, photos and more while youre on the same Wi-Fi network. We tested it with a group of people and found it compelling, but we really doubt its going to be used often. The most compelling use case scenario would be to share documents in a classroom or office space. Samsung wants to believe a group of friends are going to sit at a party and listen to the same song with each Galaxy S4 acting as a controlled speaker, but theres probably a 0.1 percent chance of that ever happening. In other words, just because consumers can do it, doesnt mean they necessarily will.
That seems to have placated investors, who have watched in dismay as Apples share price has plunged from a high of over $700 in September to under $400 last week. On April 24th the firms shares closed at $405.
Mr Cook has bought himself some breathing space by raising planned share buy-backs from $10 billion to $60 billion and increasing dividends by 15%. However, he still needs to produce new blockbuster offerings to bolster future growth. Ever since he replaced Steve Jobs at Apples helm, speculation has mounted that the company has lost some of the magic that produced the iPhone and iPad.
Mr Cooks fans protest that those who think Apple should already have come up with a new category-killer are being unrealistic. A few years between big ideas is nothing to worry about. And they note that the iPad and the iPhone are still minting money. In the first quarter of 2013 Apple reported revenue of $43.6 billion: an 11% increase compared with the same period in 2012, and a figure that exceeds the combined sales of Google and Microsoft.
But Apples margins are being squeezed by the introduction of the iPad mini, which is less lucrative than bigger iPads. In its latest quarter the firms gross margin shrank year-on-year, from 47.4% to 37.5%, and its quarterly net profit dropped for the first time in ten years, from $11.6 billion to $9.5 billion.
If Apple launches a low-cost iPhone to compete in emerging marketsand in the business of pre-paid phones that do not require a long-term subscription to a mobile-phone operatorits margins could be squashed even more. That could affect its share price. Ben Reitzes of Barclays, a bank, reckons that every percentage-point decline in Apples gross margin equates to a drop of $1.40 in earnings per share.
Apple also needs to beat back rivals such as Samsung Electronics, which has emerged as a muscular competitor in smartphones. Investors particularly want to see it respond to the rise of phabletsphones whose screens are bigger than those of most smartphones, though not as big as a tablets.
Even if Apple keeps expanding its phone and tablet businesses, it will still have to keep inventing new products. The firm is rumoured to be working on a smart watch and a smart TV with associated apps. It is also looking at mobile payments. With 435m customers already registered at its iTunes store, which celebrates its tenth birthday on April 28th, it has a head-start.
New offerings in these areas could well be among the amazing things Mr Cook alluded to this week. The big question is whether they will be as revolutionaryand as profitableas the products Apple churned out under Jobs. Mr Cook has played his cash card. Now he needs to turn up trumps on the innovation front, too.
Samsung put an incredible amount of work into the software on the Galaxy S4. It runs Android 4.2.2 Jelly Bean with Samsungs custom user interface on top. For some reason the company isnt calling it Nature UX or TouchWiz, so far as we can tell, but its basically a new version of that skin. Oddly enough, we cant really even call it a skin anymore, it literally takes over Android and almost feels like its own complete environment. Whether youre a fan of pure Android or not, theres no ignoring that Samsung added a ton of features.A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions.
The company tweaked Androids notification panel with its own settings. You can quickly access Bluetooth, WiFi, NFC, Air Gesture, Voice Control, Smart Stay and tons of other controls right from the panel. You can also customize whats visible at all times at the top by dragging and dropping the icons around.
Speaking of cool things Samsung added to Android, the Galaxy S4 now, like the Galaxy Note II, supports Air View. That means you can hover your finger over an email,Shop wholesale bestsmartcard controller from cheap. a calendar date, a photo and even in Flipboard, which was custom built for Air View on the Galaxy S4. It works really well, especially if you have a crowded day on a calendar and want to hover over a few days to see appointments without opening each date and closing it.
Air View is different from another really cool feature called Air Gestures. This sounds like a gimmickpeople keep calling it thatbut it really isnt: you can scroll down a website simply by hovering your hand over the screen. Think about that for a second: you can still read your phone while youre elbow-deep in buffalo wings. Thats amazing. Gestures can also be used for moving through browser tabs, flipping through photos and more. If you hover your hand over the screen while its locked it will also display Quick Glance information, such as the battery life and any notifications you may have received.
Group Play is also included on the Galaxy S4 and allows you to share music, photos and more while youre on the same Wi-Fi network. We tested it with a group of people and found it compelling, but we really doubt its going to be used often. The most compelling use case scenario would be to share documents in a classroom or office space. Samsung wants to believe a group of friends are going to sit at a party and listen to the same song with each Galaxy S4 acting as a controlled speaker, but theres probably a 0.1 percent chance of that ever happening. In other words, just because consumers can do it, doesnt mean they necessarily will.
NYC Park After the Storm
Against the silhouette of Manhattan, you might spot 332 species of
birdsavocets with upturned needle-like bills, blue herons with sinuous
necks, sandpipers, loons, mute swans elegant and pale as moonlight, and
sometimes even a snowy owl.
West Pond, as it is known, is one of a pair (the other being East Pond) along the route of the Atlantic flyway. By grace of their protected shoreline and freshwater, the ponds have always attracted huge numbers of birds and,Choose the right bestluggagetag in an array of colors. in turn, bird-watchers.
Last October 29, the stunning blow that was Hurricane Sandy breached the ponds, opening them to the saltwater marsh, and wrecked much else in Gateway, which is part of the National Park System and encompasses three units: Sandy Hook in New Jersey and Staten Island and Jamaica Bay in New York.
In Sandy Hook, where the Coast Guard tidal gauge broke during the hurricane when the water level topped 13 feet, the storm shifted dunes into parking lots; swept the Tiki Bar in Sea Bright off its foundation and left it in pieces on the beach three miles away; and demolished the stage where Sandy Hook Foundation-sponsored summer concerts were held, leaving only a set of stairs to nowhere to commemorate its existence. Paths were ripped up, and electricity, water, and sewage were knocked out. "It was like a washing machine on an agitator cycle," said Pete McCarthy, Sandy Hook's unit coordinator.
In the Jamaica Bay section of Gateway, wind and water lifted an entire dock from Riis Landing on Rockaway Peninsula and propelled it a mile and a half across the bay to Plumb Beach, where it came to rest with a deck chair and pair of flip-flops still on board, as if teleported magically through air. The storm flooded the Jacob Riis bathhouse, buried playground equipment in sand, and tossed propane tanks, sailboats, and trees onto the shoreline. In all, the park suffered $180 million in damage, the amount appropriated for repair.
Sandy, and the wreckage left in its wake, has amplified questions that have dogged the park, which has struggled since its inception with underfunding and an unfocused sense of purpose and identity. And the storm prompts a more immediate and urgent question: Is there a silver lining to Sandy? Can this disaster actually spur the remaking of Gateway, which has been accused of failing by some but is beloved by many?
Gateway National Recreation Area was established in 1972, the same year as its bookend urban counterpart on the West Coast, Golden Gate National Recreation Area in San Francisco, California. The premise behind its foundingthat of taking parks to the peoplewas a departure from the classic National Park Service (NPS) mission of preserving historic and natural resources. Despite a visitor population of more than eight million people a yearnearly all day-trippers (summer is high season because of the beaches)Gateway is still a work in progress.
Unlike iconic national parks like Yosemite with its Old Faithful or Mount Rainer with its eponymous peak, Gateway has no spectacular centerpiece. It spreads over 26,000 acres in parts of New Jersey, Staten Island, the Rockaway Peninsula,A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. and Jamaica Bay, a hodgepodge of beaches, saltwater marsh, and bay, plus defunct forts, barracks, gun emplacements, and other vestiges of its military history (pre-Civil War through the 20th century). Also in the mix are Sandy Hook lighthouse, the oldest working lighthouse in the country, and Floyd Bennett Field, New York's first municipal airport. And there are playing fields, piers, grassland, and 550 buildings, many historic, but many decayinga process accelerated by wind, water, and the legacy of mold left by Sandy.
It's a scattered realm, agrees Gateway's superintendant Linda Canzanelli, who argues that diversity is the park's strength. "There are 20 things that could make it a national park," she says, ticking off 60 miles of shoreline, wetlands, marinas, and historic buildings. The NPS, she says, has been working to correct a series of mistakes. "It has to be a destination park, not just a nine-to-five city park. We need things like camping, youth hostels, and hotels. We didn't understand the role of recreation and organized sports in the park, and we didn't focus on the fact that New York City is lucky to have a premier park system; we didn't try to establish a separate identity."
To which one might add another problem: transportation. "For those New Yorkers without cars," then Senator Harrison A. Williams, Jr., of New Jersey said in the 1970s, "Gateway might as well be in Wyoming." Although the problem is being worked on, the subway stop nearest to the Jamaica Bay Wildlife Refuge nature center is a mile away. Many other parts of the park, like Floyd Bennett Field, are a longer trek, and the only option for getting to Sandy Hook, other than by car, is service by ferry from lower Manhattan at the cost of $45 round trip.
A follow-up editorial in the New York Times called the park "one of the more discombobulated units in the National Park System." Although the fine print at the bottom of the NPCA report carried the caveat that it represented a snapshot of the park in 2007 and did not necessarily reflect its current state, Alexander Brash, NPCA's northeast coordinator, says not much has changed since then . . . except Sandy, which he calls a gift from heaven. "Sandy wiped the slate clean. Now there is money to repair, fix, and reconstruct. For once there is a better vision in place. It's a golden opportunity to make a great urban park."
That better vision comes in several guises. In July, the City of New York Department of Parks and Recreation and the NPS signed an agreement allowing the two agencies to cooperatively run 10,000 acres of federal and city-owned parkland around Jamaica Bay. Coordinating habitat restoration and management,Compare prices and buy all brands ofluggagetag for home power systems and by the pallet. creating a seamless network of parkland, and developing new philanthropic sources are among the goals. "Sandy helped galvanize the relationship" between the two agencies, says Giles Parker,Bay State parkingguidance is a full line manufacturer of nylon cable ties and related products. chief of staff at the Office of the Commissioner at National Parks of New York Harbor.
Also in process is a long overdue general management plan, a reimagining of the park that will address sustainability, transportation, and natural and historical resource issues, as well as the relationship between the park and local communities. Buttressing the forward momentum is support from organizations like the Friends of Gateway, Friends of Sandy Hook,We offer over 600 chipcard at wholesale prices of 75% off retail. National Parks Foundation, Trust for Public Land, Environmental Defense Fund, Rockefeller Foundation, and others.
West Pond, as it is known, is one of a pair (the other being East Pond) along the route of the Atlantic flyway. By grace of their protected shoreline and freshwater, the ponds have always attracted huge numbers of birds and,Choose the right bestluggagetag in an array of colors. in turn, bird-watchers.
Last October 29, the stunning blow that was Hurricane Sandy breached the ponds, opening them to the saltwater marsh, and wrecked much else in Gateway, which is part of the National Park System and encompasses three units: Sandy Hook in New Jersey and Staten Island and Jamaica Bay in New York.
In Sandy Hook, where the Coast Guard tidal gauge broke during the hurricane when the water level topped 13 feet, the storm shifted dunes into parking lots; swept the Tiki Bar in Sea Bright off its foundation and left it in pieces on the beach three miles away; and demolished the stage where Sandy Hook Foundation-sponsored summer concerts were held, leaving only a set of stairs to nowhere to commemorate its existence. Paths were ripped up, and electricity, water, and sewage were knocked out. "It was like a washing machine on an agitator cycle," said Pete McCarthy, Sandy Hook's unit coordinator.
In the Jamaica Bay section of Gateway, wind and water lifted an entire dock from Riis Landing on Rockaway Peninsula and propelled it a mile and a half across the bay to Plumb Beach, where it came to rest with a deck chair and pair of flip-flops still on board, as if teleported magically through air. The storm flooded the Jacob Riis bathhouse, buried playground equipment in sand, and tossed propane tanks, sailboats, and trees onto the shoreline. In all, the park suffered $180 million in damage, the amount appropriated for repair.
Sandy, and the wreckage left in its wake, has amplified questions that have dogged the park, which has struggled since its inception with underfunding and an unfocused sense of purpose and identity. And the storm prompts a more immediate and urgent question: Is there a silver lining to Sandy? Can this disaster actually spur the remaking of Gateway, which has been accused of failing by some but is beloved by many?
Gateway National Recreation Area was established in 1972, the same year as its bookend urban counterpart on the West Coast, Golden Gate National Recreation Area in San Francisco, California. The premise behind its foundingthat of taking parks to the peoplewas a departure from the classic National Park Service (NPS) mission of preserving historic and natural resources. Despite a visitor population of more than eight million people a yearnearly all day-trippers (summer is high season because of the beaches)Gateway is still a work in progress.
Unlike iconic national parks like Yosemite with its Old Faithful or Mount Rainer with its eponymous peak, Gateway has no spectacular centerpiece. It spreads over 26,000 acres in parts of New Jersey, Staten Island, the Rockaway Peninsula,A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. and Jamaica Bay, a hodgepodge of beaches, saltwater marsh, and bay, plus defunct forts, barracks, gun emplacements, and other vestiges of its military history (pre-Civil War through the 20th century). Also in the mix are Sandy Hook lighthouse, the oldest working lighthouse in the country, and Floyd Bennett Field, New York's first municipal airport. And there are playing fields, piers, grassland, and 550 buildings, many historic, but many decayinga process accelerated by wind, water, and the legacy of mold left by Sandy.
It's a scattered realm, agrees Gateway's superintendant Linda Canzanelli, who argues that diversity is the park's strength. "There are 20 things that could make it a national park," she says, ticking off 60 miles of shoreline, wetlands, marinas, and historic buildings. The NPS, she says, has been working to correct a series of mistakes. "It has to be a destination park, not just a nine-to-five city park. We need things like camping, youth hostels, and hotels. We didn't understand the role of recreation and organized sports in the park, and we didn't focus on the fact that New York City is lucky to have a premier park system; we didn't try to establish a separate identity."
To which one might add another problem: transportation. "For those New Yorkers without cars," then Senator Harrison A. Williams, Jr., of New Jersey said in the 1970s, "Gateway might as well be in Wyoming." Although the problem is being worked on, the subway stop nearest to the Jamaica Bay Wildlife Refuge nature center is a mile away. Many other parts of the park, like Floyd Bennett Field, are a longer trek, and the only option for getting to Sandy Hook, other than by car, is service by ferry from lower Manhattan at the cost of $45 round trip.
A follow-up editorial in the New York Times called the park "one of the more discombobulated units in the National Park System." Although the fine print at the bottom of the NPCA report carried the caveat that it represented a snapshot of the park in 2007 and did not necessarily reflect its current state, Alexander Brash, NPCA's northeast coordinator, says not much has changed since then . . . except Sandy, which he calls a gift from heaven. "Sandy wiped the slate clean. Now there is money to repair, fix, and reconstruct. For once there is a better vision in place. It's a golden opportunity to make a great urban park."
That better vision comes in several guises. In July, the City of New York Department of Parks and Recreation and the NPS signed an agreement allowing the two agencies to cooperatively run 10,000 acres of federal and city-owned parkland around Jamaica Bay. Coordinating habitat restoration and management,Compare prices and buy all brands ofluggagetag for home power systems and by the pallet. creating a seamless network of parkland, and developing new philanthropic sources are among the goals. "Sandy helped galvanize the relationship" between the two agencies, says Giles Parker,Bay State parkingguidance is a full line manufacturer of nylon cable ties and related products. chief of staff at the Office of the Commissioner at National Parks of New York Harbor.
Also in process is a long overdue general management plan, a reimagining of the park that will address sustainability, transportation, and natural and historical resource issues, as well as the relationship between the park and local communities. Buttressing the forward momentum is support from organizations like the Friends of Gateway, Friends of Sandy Hook,We offer over 600 chipcard at wholesale prices of 75% off retail. National Parks Foundation, Trust for Public Land, Environmental Defense Fund, Rockefeller Foundation, and others.
2013年4月25日星期四
More than $60K awarded in UB entrepreneurship competition
The Panasci TEC experience was priceless. We knew our competition was
fierce and each team had great startup ventures and ideas. The
guidance, know-how, and resources made available to us during the
competition brought our business plan and elevator pitch to a level
worthy of investors. says Schultz.
The Department of Energy estimates that more than 114 million households and 4.7 million commercial buildings use more energy than transportation or industrial sectors, accounting for nearly 40 percent of all energy consumed in the U.S.
Development of the innovative coating was led by Sarbajit Banerjee, UB assistant professor of chemistry. Schultz and Marley are two of his graduate assistants and have partnered with Brozek to commercialize the technology through their company, diMien.
The coating is a vanadium oxide material that senses temperature changes and adapts to either reflect heat or transmit heat, all while remaining invisible to the human eye. During cold weather, the coating allows the suns natural heat to warm the interior of a building, cutting heating costs. But when temperatures rise, the coating switches to reflect heat, keeping the interior cool and comfortable and saving on cooling costs. This reduces energy consumption in buildings by making them more efficient.
Now in its 13th year, Panasci TEC awards seed money and business services to the team that presents the best plan for launch of a viable new business. Twelve local ventures have been launched with first-place prize money since the UB competition began; most are still in business.
The competition, created by the School of Management and STOR, is funded with a $1 million endowment from the late Henry A. Panasci Jr. to facilitate and promote the commercialization of UB-generated technologies.
Forty-two teams entered this years competition; 27 made first-round pitches to the preliminary judges.Laser engraving and laser customkeychain for materials like metal, Nine teams of semifinalists were selected from that group to submit business plans. Five teams were chosen, based on the content of their written business proposals, to present their business plans publicly in the competitions final round on April 19.
Each team delivered a 10-minute presentation and was evaluated on how well team members described the feasibility and marketability of their venture, proved the need for their product or service,We offer over 600 chipcard at wholesale prices of 75% off retail. and presented potential sources of capital.
Other new venture ideas included a virtual keyboard, number pad, mouse and key logger that enhances computer training by displaying the instructors physical inputs and projects them onto a screen; an application for smartphones and tablets that connects to restaurant point-of-sale systems for easy payment; and a free-standing automated system for clients to drop off and pick up laundry using swipe-card technology.
Hamdi repaid his coach's faith in him after being put back in the starting line-up for the first time in several weeks at the expense of Ahmed Abdel-Zaher, clinching for Ahly their seventh victory of the season, collecting 21 points C two ahead of second-placed Ennpi.
The Red Devils kept the same formation used against Club Bizertin in the African Champions League last Sunday with just a single change: the addition of El-Sayed Hamdi, who proved the winning card.
Ahly gained possession but failed to pose any real threat to Amir Tawfik's goal except for a few poor attempts at long range.
Wadi Degla had the first real opportunity just past the half-hour mark when rising star Amr Marei was sent clear on target, but his chip ball was brilliantly denied by keeper Sherif Ekramy.
Feeling the danger, Ahly stepped up pressure on the hosts with defender Saad Samir coming close to breaking the deadlock when he rose about the defence to meet a precise corner from Abdallah El-Said. His header, however, was confidently handled by Wadi Degla's keeper.Compare prices and buy all brands of luggagetag for home power systems and by the pallet.
The opener came seconds before the break when veteran winger Mohamed Barakat curled an excellent free kick to Hamdi who sent a glancing header at the far post to give Ahly a deserved lead.
Wadi Degla failed to react after the interval as Marei faded out to leave Hani Ramzy's attack toothless. The Red Devils also failed to capitalise on their ball possession and game control.Choose the right bestluggagetag in an array of colors.
Mohamed Youssef C standing on the touchline for suspending coach Hossam El-Badry C brought in Ahmed Shoukry, Ahmed Abdel-Zaher and Mahmoud Hassan 'Trezeguet' for Abdallah El-Said,Choose the right bestluggagetag in an array of colors. Emad Meteb and Mohamed Barakat, in hopes of finding the missing the spark.
The Department of Energy estimates that more than 114 million households and 4.7 million commercial buildings use more energy than transportation or industrial sectors, accounting for nearly 40 percent of all energy consumed in the U.S.
Development of the innovative coating was led by Sarbajit Banerjee, UB assistant professor of chemistry. Schultz and Marley are two of his graduate assistants and have partnered with Brozek to commercialize the technology through their company, diMien.
The coating is a vanadium oxide material that senses temperature changes and adapts to either reflect heat or transmit heat, all while remaining invisible to the human eye. During cold weather, the coating allows the suns natural heat to warm the interior of a building, cutting heating costs. But when temperatures rise, the coating switches to reflect heat, keeping the interior cool and comfortable and saving on cooling costs. This reduces energy consumption in buildings by making them more efficient.
Now in its 13th year, Panasci TEC awards seed money and business services to the team that presents the best plan for launch of a viable new business. Twelve local ventures have been launched with first-place prize money since the UB competition began; most are still in business.
The competition, created by the School of Management and STOR, is funded with a $1 million endowment from the late Henry A. Panasci Jr. to facilitate and promote the commercialization of UB-generated technologies.
Forty-two teams entered this years competition; 27 made first-round pitches to the preliminary judges.Laser engraving and laser customkeychain for materials like metal, Nine teams of semifinalists were selected from that group to submit business plans. Five teams were chosen, based on the content of their written business proposals, to present their business plans publicly in the competitions final round on April 19.
Each team delivered a 10-minute presentation and was evaluated on how well team members described the feasibility and marketability of their venture, proved the need for their product or service,We offer over 600 chipcard at wholesale prices of 75% off retail. and presented potential sources of capital.
Other new venture ideas included a virtual keyboard, number pad, mouse and key logger that enhances computer training by displaying the instructors physical inputs and projects them onto a screen; an application for smartphones and tablets that connects to restaurant point-of-sale systems for easy payment; and a free-standing automated system for clients to drop off and pick up laundry using swipe-card technology.
Hamdi repaid his coach's faith in him after being put back in the starting line-up for the first time in several weeks at the expense of Ahmed Abdel-Zaher, clinching for Ahly their seventh victory of the season, collecting 21 points C two ahead of second-placed Ennpi.
The Red Devils kept the same formation used against Club Bizertin in the African Champions League last Sunday with just a single change: the addition of El-Sayed Hamdi, who proved the winning card.
Ahly gained possession but failed to pose any real threat to Amir Tawfik's goal except for a few poor attempts at long range.
Wadi Degla had the first real opportunity just past the half-hour mark when rising star Amr Marei was sent clear on target, but his chip ball was brilliantly denied by keeper Sherif Ekramy.
Feeling the danger, Ahly stepped up pressure on the hosts with defender Saad Samir coming close to breaking the deadlock when he rose about the defence to meet a precise corner from Abdallah El-Said. His header, however, was confidently handled by Wadi Degla's keeper.Compare prices and buy all brands of luggagetag for home power systems and by the pallet.
The opener came seconds before the break when veteran winger Mohamed Barakat curled an excellent free kick to Hamdi who sent a glancing header at the far post to give Ahly a deserved lead.
Wadi Degla failed to react after the interval as Marei faded out to leave Hani Ramzy's attack toothless. The Red Devils also failed to capitalise on their ball possession and game control.Choose the right bestluggagetag in an array of colors.
Mohamed Youssef C standing on the touchline for suspending coach Hossam El-Badry C brought in Ahmed Shoukry, Ahmed Abdel-Zaher and Mahmoud Hassan 'Trezeguet' for Abdallah El-Said,Choose the right bestluggagetag in an array of colors. Emad Meteb and Mohamed Barakat, in hopes of finding the missing the spark.
Nitish Kumar aims to transform jails into reform centres
At a function held at the CM secretariat, Nitish, who has a
first-hand experience of life behind the bars, having undergone
imprisonment in Ara, Buxar, Gaya and Bhagalpur jails during Emergency
period in the seventies, said, "Rich prisoners avail all facilities
while there is nobody to look after the poor prisoners. The condition
has changed a little but more has to be done."
He also released the English and Hindi versions of Bihar Prison Manual 2012, which came into effect from December 12 last year, replacing the jail manual of 1945.
The CM inaugurated the visitors' complex and visitor management system at Beur model prison. The visitor management system will be computerized, including the storage of photograph, fingerprint and ID proof of each visitor.We offer advanced technology products and services for howotipper control. Nitish also laid the foundation of such visitors' complex in 21 prisons. A canteen for Beur jail inmates was also inaugurated, where the inmates will be able to purchase snacks and other items of daily use. IG (prisons) Anand Kishore announced that such canteens will be opened in all the 56 prisons in three months.
The most important scheme launched by the CM was the introduction of e-prison multipurpose smart cards,Choose the right bestluggagetag in an array of colors. a first in the country, and establishment of information kiosks through which the prisoners, by inserting the card can seek details about status of their court cases, date of appearance, remission and wages. This card can be used for purchase of goods from the canteen in cashless transaction and also as a health card. On a pilot basis, this scheme has been launched in Beur prison. The smart card can be recharged by either payment by the inmate's relatives or through wages earned by the prisoners.
Ill never get tired of advertising cards. If youve never held one they are like holding a thin slice of history. They were a gift, a premium, sometimes left on a counter or near the cash register as token of appreciation for patronage.
Why so precious, these cards that were just advertisements? In the mid to late 19th century they were likely as fascinating as the screens on the first smart phones. Whether you felt you wanted one or not, color printing was new and they would have been a true novelty. Being free, unlike smart phones, they became popular and collectible.
The samples in the images gallery came from a Norwalk sale I visited in 2012 and wrote about here. In the last minutes of the sale I purchased of a box of odds and ends, which included these cards.
It is a somewhat random selection of cards, but I was lucky enough to see among them one from Norwich, CT. The Wauregan House Pharmacy run by B.A. Herrick was solid establishment begun in 1893. I managed to find a write up on it in a book titled The Leading Businessmen of Norwich, CT. In it a glowing review of Mr. Herricks business practices are reported.Choose the right bestluggagetag in an array of colors.We offer over 600 chipcard at wholesale prices of 75% off retail. You can see the whole book online here.
The most ornate card is the Honest Long Cut Tobacco card featuring the Modern Ocean Greyhound, a three-masted steamship. There was likely a collection of numerous ships sold with packages of tobacco.
My favorite card is the one announcing French Dress Plaiting! and the offer of Every plait basted in place. Youd earn my eternal respect if you knew what this was. It took me several attempts before I surmised that plaits are another name for hair braids. The business address on Bleecker Street has a long entry in Wikipedia and has been mentioned in many songs, movies and TV programs and is a famous location for the art and club scene in Manhattan.
As a new assistant professor, I had teaching experience but remember the challenge of translating complex doctoral coursework to a level appropriate for undergraduate students. My goal was to help students enjoy learning and become independent learners and critical thinkers.
Over the years,Laser engraving and laser customkeychain for materials like metal, there have been many changes in the way that we facilitate student learning. Now, there is a strong emphasis on student engagement and involvement and less on the talking head at the front of the room. Teaching methods and support systems have moved from blackboard to white board and back to something called Blackboard with a capital B C the teaching platform that provides online support for classes. We have switched from overhead projectors using transparencies to computer projectors and smart boards.
On the research side, I began using the SPSS statistical package when data and programs were entered using punched cards. The cards were fed into a card reader and analysis run on NIUs mainframe computer C which occupied several rooms. The process was slow and I remember the frustration of waiting for the printed output only to find an error. This meant that I had to re-punch some cards, resubmit the job, and wait in hopes that I had caught all of the errors. Analysis later moved to dumb terminals with the jobs still run on the mainframe. Now, we use PC versions of statistical packages that complete the analysis in a matter of a few seconds on computers in our offices. We can print the output on local printers or store it electronically and convert the results to tables for research reports.
He also released the English and Hindi versions of Bihar Prison Manual 2012, which came into effect from December 12 last year, replacing the jail manual of 1945.
The CM inaugurated the visitors' complex and visitor management system at Beur model prison. The visitor management system will be computerized, including the storage of photograph, fingerprint and ID proof of each visitor.We offer advanced technology products and services for howotipper control. Nitish also laid the foundation of such visitors' complex in 21 prisons. A canteen for Beur jail inmates was also inaugurated, where the inmates will be able to purchase snacks and other items of daily use. IG (prisons) Anand Kishore announced that such canteens will be opened in all the 56 prisons in three months.
The most important scheme launched by the CM was the introduction of e-prison multipurpose smart cards,Choose the right bestluggagetag in an array of colors. a first in the country, and establishment of information kiosks through which the prisoners, by inserting the card can seek details about status of their court cases, date of appearance, remission and wages. This card can be used for purchase of goods from the canteen in cashless transaction and also as a health card. On a pilot basis, this scheme has been launched in Beur prison. The smart card can be recharged by either payment by the inmate's relatives or through wages earned by the prisoners.
Ill never get tired of advertising cards. If youve never held one they are like holding a thin slice of history. They were a gift, a premium, sometimes left on a counter or near the cash register as token of appreciation for patronage.
Why so precious, these cards that were just advertisements? In the mid to late 19th century they were likely as fascinating as the screens on the first smart phones. Whether you felt you wanted one or not, color printing was new and they would have been a true novelty. Being free, unlike smart phones, they became popular and collectible.
The samples in the images gallery came from a Norwalk sale I visited in 2012 and wrote about here. In the last minutes of the sale I purchased of a box of odds and ends, which included these cards.
It is a somewhat random selection of cards, but I was lucky enough to see among them one from Norwich, CT. The Wauregan House Pharmacy run by B.A. Herrick was solid establishment begun in 1893. I managed to find a write up on it in a book titled The Leading Businessmen of Norwich, CT. In it a glowing review of Mr. Herricks business practices are reported.Choose the right bestluggagetag in an array of colors.We offer over 600 chipcard at wholesale prices of 75% off retail. You can see the whole book online here.
The most ornate card is the Honest Long Cut Tobacco card featuring the Modern Ocean Greyhound, a three-masted steamship. There was likely a collection of numerous ships sold with packages of tobacco.
My favorite card is the one announcing French Dress Plaiting! and the offer of Every plait basted in place. Youd earn my eternal respect if you knew what this was. It took me several attempts before I surmised that plaits are another name for hair braids. The business address on Bleecker Street has a long entry in Wikipedia and has been mentioned in many songs, movies and TV programs and is a famous location for the art and club scene in Manhattan.
As a new assistant professor, I had teaching experience but remember the challenge of translating complex doctoral coursework to a level appropriate for undergraduate students. My goal was to help students enjoy learning and become independent learners and critical thinkers.
Over the years,Laser engraving and laser customkeychain for materials like metal, there have been many changes in the way that we facilitate student learning. Now, there is a strong emphasis on student engagement and involvement and less on the talking head at the front of the room. Teaching methods and support systems have moved from blackboard to white board and back to something called Blackboard with a capital B C the teaching platform that provides online support for classes. We have switched from overhead projectors using transparencies to computer projectors and smart boards.
On the research side, I began using the SPSS statistical package when data and programs were entered using punched cards. The cards were fed into a card reader and analysis run on NIUs mainframe computer C which occupied several rooms. The process was slow and I remember the frustration of waiting for the printed output only to find an error. This meant that I had to re-punch some cards, resubmit the job, and wait in hopes that I had caught all of the errors. Analysis later moved to dumb terminals with the jobs still run on the mainframe. Now, we use PC versions of statistical packages that complete the analysis in a matter of a few seconds on computers in our offices. We can print the output on local printers or store it electronically and convert the results to tables for research reports.
JACKS SMART COURT MOVES
March 2012, in a hit-back at the courts attempt to follow the money
and compel the national football federation to bring its rogue agent
Jack Warner to book, attorney Om Lalla asserted that improper pressure
was being brought on the Federation and its executive to coerce them
into action against his client and former de facto boss of the Trinidad
and Tobago Football Federation (TTFF).
The Lalla accusation followed half a dozen years of courtroom manoeuvres thrown up by Warners frontmen, Oliver Camps and Richard Groden, to dodge a volley of full-disclosure orders made by the court for the federations accounts. The Camps-Groden-led TTFF repeatedly failed to produce full and accurate financial records, as ordered, and disclosed instead four sets of conflicting accounts done by Warners accountant-in-chief, Kenny Rampersad.
It was only when they were threatened with contempt proceedings that Camps and Groden admitted to the controlling role Warner played from behind the scenes. In startling court affidavits filed last year,Shop wholesale bestsmartcard controller from cheap. the two men separately pinned the entire debacle of false and misleading financial information relating to TTFF and LOC Germany 2006 Ltdthe company used as a clearing house for World Cup sponsorship moneyon the man they previously described as a benefactor and the best thing to ever happen to local football.
They made it clear that Warner was the mastermind behind the scenes and the man holding all the books and financial records of the national football federation and LOC Germany. The two understated the facilitating role they played in giving the self-appointed negotiating agent of LOC Germany full control of all of the fede-rations World Cup sponsorship revenuesaid to be about $205.6 million, of which more than $100 million is unaccounted for.
The Camps and Groden duet claimed Warner had failed to respond to their repeated requests for financial records and other banking information related to the two companies. With the threat of contempt proceedings hanging over his head and no free get-out-of-jail card in sight, the former TTFF president of more than ten years, Camps, on February 17 last year, had his newly rostered lawyer, Derek Ali, dispatch a pre-action protocol letter to Warner with a demand for an account of sponsorship and other monies related to the 2006 World Cup campaign.
His previous lawyer on record, Om Lalla, who is also Warners substantive local counsel, in correspondence addressed to Ali and submitted to the court, took apparent umbrage with the tone and specific nature of the Camps request.
In criticism directed at the presiding judge, Devindra Rampersad, Lalla said: We wish to express our grave concern at what we can only describe as what appears to be improper pressure being brought on the TTFF and its executive to coerce them into action against our client. We have sought the opinion of Senior Counsel on this matter and, should the occasion arise, we will take the necessary steps to strenuously protect the interests of our client. The letter noted that it was Camps who organised the business of football through the TTFF and LOC Germany 2006.
He, however, omitted to mention that LOC Germany was a Warner-Rampersad creation in which Warners son, Daryll, and longtime secretary, Patricia Modeste, were also directors together with Groden and Camps.
Lalla noted: Your letter states that you are instructed that our client received monies, gifts, donations, grants and other benefits for and on behalf of the TTFF and for the benefit of the TTFF. If by this it is meant that our client was personally/beneficially in receipt in his own name of such gifts and other like donations and benefits, we are advised that your instructions are totally incorrect.
Lalla said Warner was well known for the prominent role he played as TTFFs special adviser in national and international football,Choose the right bestluggagetag in an array of colors. and made clear that his client was never personally, in his own name, in receipt of monies, gifts, donations, grants and like benefits on behalf of the TTFF either as agent or servant which were not handed over or deposited to the accounts of the TTFF and LOC Germany 2006.
He held that: All contributions were made directly to or in the name of the TTFF and or LOC Germany 2006. Lalla neglected to mention the small detail of the tens of millions of public and private sector funds redirected from TTFFs bank accounts to LOC Germany and other private Warner corporations or the fact that Warner had exclusive control of LOC.
He contended that all monies received on behalf of the Football Federation were either payable or made payable to TTFF and/ or LOC Germany and not to our client in his personal capacity.
Lalla countered that contrary to the claim of Warner being reluctant to assist the court, we are instructed to assure you that at all times our client has given full and honest disclosure of all rele-vant information within his knowledge.
Lalla argued that: The imputation contained in your instructions that our client in some way failed to make honest and full disclosure of all of the sponsorship revenue was disappointing and deeply resented and rejected. He said, Nothing could be further from the truth, and noted that Warner had re-doubled his efforts to determine if there was further information relevant to the courts enquiry that he might have overlooked.
Lalla pointed to the audited accounts of the TTFF and a reported $15 million debt owed to Warner for cash advances made to the federation. He noted that in addition to the $15 million debt stated in TTFFs audited accounts, Warner had been instrumental in providing leased premises to the federation, to which outstanding rent of over $1 million was owed.
Ignoring the built-in conflicts of interest related to Warners lease arrangements with related football bodies, the Lalla letter stated: This is mentioned not by way of any threat of immediate action to recover these outstanding monies but to demonstrate the fact that contrary to the imputation inhe-rent in your instructions the attitude and position of our client to yours has always been generous and not predatory.
He also did not go into the opaque and confusing accounting picture created by the several sets of Rampersad-produced accounts and the huge and conflicting gaps between the different Rampersad-disclosed sponsorship income and the $205.6 million figure provided to Mike Townley by the previous administration.
Townley, the English lawyer for the Soca Warriors, said recently Warner and the Football Federation had shown a shameful disregard for the process of law. He declined to talk about the specific settlement numbers currently under discussion with TTFFs new boss, Raymond Tim Kee, but was clear that: The dispute reached a point of stalemate with the TTFF refusing consistently to provide the accounting evidence that we need to establish the players entitlement.
According to him: There have been all sorts of games played out over the past years with the intention of hiding the real figures for the revenue gene-rated from the 2006 World Cup. TTFF initially were happy to produce accounts until we pointed out that they were manifestly false, and then they tried to blame Jack Warner for keeping all the relevant information to himself.
He says,You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. Oh no, I gave you all that information years ago. We are left now with little option but to petition the court for the winding-up of TTFF so that an Insolvency Trustee can open an investigation into where the money has gone.
Asked how this case measured up with a varied legal career which included some significant pieces of legislation, Townley told the Express: No one has come close to this. The mendaciousness of the defendant from the outset, the determination to hide the truth, the defiance of court orders, the false-accounting coupled with the high-handed manner that suggests that it is in fact the claimants who are at fault is staggering. It is in fact Kafkaesque.
Townley said: Before the credibility of the TTFF and those managing it were brought to nought with all their lies they used to regularly lambaste the claimants for not respecting the sanctity of the court. They are a parody of themselves.
He said things reached a farcical level when we applied to join Warner to the action and the same lawyers claimed to represent Warner and the TTFF and refused to acknowledge the obvious conflict of interest even when this was pointed out by the judge.
The roster of lawyers representing both the football federation and Warner up to last year included Dereck Balliram, British QC William McCormick and Om Lalla. Documents obtained by this newspaper show that on March 5, 2011, Lalla sent an e-mail about the previous days CMCs (Case Management Conference) hearing to several persons, including clients Warner, Camps and Rampersad.
The e-mail noted in part: The two major issues to have been determined was the time frame for the preparation of detailed accounts as per the Order.Elpas Readers detect and forward 'Location' and 'State' data from Elpas Active RFID Tags to host besticcard platforms. The time given is three months which is very generous given the last comments of the judge and opposition of the claimants. I request that Kenny Rampersad be immediately contacted to see if he can comply with the Order of the court as compliance will be crucial at this point.
The e-mail urged: Pls bear in mind the ability to successfully argue this matter depends on the ability to provide accounts requested by the judge. If at that stage we are unable to provide details of where the money was spent the judge can request tracing Orders to see where the money went. I can provide more details of what is expected or done but will prefer to do so at conference.The 3rd International Conference on custombobbleheads and Indoor Navigation.
The Lalla accusation followed half a dozen years of courtroom manoeuvres thrown up by Warners frontmen, Oliver Camps and Richard Groden, to dodge a volley of full-disclosure orders made by the court for the federations accounts. The Camps-Groden-led TTFF repeatedly failed to produce full and accurate financial records, as ordered, and disclosed instead four sets of conflicting accounts done by Warners accountant-in-chief, Kenny Rampersad.
It was only when they were threatened with contempt proceedings that Camps and Groden admitted to the controlling role Warner played from behind the scenes. In startling court affidavits filed last year,Shop wholesale bestsmartcard controller from cheap. the two men separately pinned the entire debacle of false and misleading financial information relating to TTFF and LOC Germany 2006 Ltdthe company used as a clearing house for World Cup sponsorship moneyon the man they previously described as a benefactor and the best thing to ever happen to local football.
They made it clear that Warner was the mastermind behind the scenes and the man holding all the books and financial records of the national football federation and LOC Germany. The two understated the facilitating role they played in giving the self-appointed negotiating agent of LOC Germany full control of all of the fede-rations World Cup sponsorship revenuesaid to be about $205.6 million, of which more than $100 million is unaccounted for.
The Camps and Groden duet claimed Warner had failed to respond to their repeated requests for financial records and other banking information related to the two companies. With the threat of contempt proceedings hanging over his head and no free get-out-of-jail card in sight, the former TTFF president of more than ten years, Camps, on February 17 last year, had his newly rostered lawyer, Derek Ali, dispatch a pre-action protocol letter to Warner with a demand for an account of sponsorship and other monies related to the 2006 World Cup campaign.
His previous lawyer on record, Om Lalla, who is also Warners substantive local counsel, in correspondence addressed to Ali and submitted to the court, took apparent umbrage with the tone and specific nature of the Camps request.
In criticism directed at the presiding judge, Devindra Rampersad, Lalla said: We wish to express our grave concern at what we can only describe as what appears to be improper pressure being brought on the TTFF and its executive to coerce them into action against our client. We have sought the opinion of Senior Counsel on this matter and, should the occasion arise, we will take the necessary steps to strenuously protect the interests of our client. The letter noted that it was Camps who organised the business of football through the TTFF and LOC Germany 2006.
He, however, omitted to mention that LOC Germany was a Warner-Rampersad creation in which Warners son, Daryll, and longtime secretary, Patricia Modeste, were also directors together with Groden and Camps.
Lalla noted: Your letter states that you are instructed that our client received monies, gifts, donations, grants and other benefits for and on behalf of the TTFF and for the benefit of the TTFF. If by this it is meant that our client was personally/beneficially in receipt in his own name of such gifts and other like donations and benefits, we are advised that your instructions are totally incorrect.
Lalla said Warner was well known for the prominent role he played as TTFFs special adviser in national and international football,Choose the right bestluggagetag in an array of colors. and made clear that his client was never personally, in his own name, in receipt of monies, gifts, donations, grants and like benefits on behalf of the TTFF either as agent or servant which were not handed over or deposited to the accounts of the TTFF and LOC Germany 2006.
He held that: All contributions were made directly to or in the name of the TTFF and or LOC Germany 2006. Lalla neglected to mention the small detail of the tens of millions of public and private sector funds redirected from TTFFs bank accounts to LOC Germany and other private Warner corporations or the fact that Warner had exclusive control of LOC.
He contended that all monies received on behalf of the Football Federation were either payable or made payable to TTFF and/ or LOC Germany and not to our client in his personal capacity.
Lalla countered that contrary to the claim of Warner being reluctant to assist the court, we are instructed to assure you that at all times our client has given full and honest disclosure of all rele-vant information within his knowledge.
Lalla argued that: The imputation contained in your instructions that our client in some way failed to make honest and full disclosure of all of the sponsorship revenue was disappointing and deeply resented and rejected. He said, Nothing could be further from the truth, and noted that Warner had re-doubled his efforts to determine if there was further information relevant to the courts enquiry that he might have overlooked.
Lalla pointed to the audited accounts of the TTFF and a reported $15 million debt owed to Warner for cash advances made to the federation. He noted that in addition to the $15 million debt stated in TTFFs audited accounts, Warner had been instrumental in providing leased premises to the federation, to which outstanding rent of over $1 million was owed.
Ignoring the built-in conflicts of interest related to Warners lease arrangements with related football bodies, the Lalla letter stated: This is mentioned not by way of any threat of immediate action to recover these outstanding monies but to demonstrate the fact that contrary to the imputation inhe-rent in your instructions the attitude and position of our client to yours has always been generous and not predatory.
He also did not go into the opaque and confusing accounting picture created by the several sets of Rampersad-produced accounts and the huge and conflicting gaps between the different Rampersad-disclosed sponsorship income and the $205.6 million figure provided to Mike Townley by the previous administration.
Townley, the English lawyer for the Soca Warriors, said recently Warner and the Football Federation had shown a shameful disregard for the process of law. He declined to talk about the specific settlement numbers currently under discussion with TTFFs new boss, Raymond Tim Kee, but was clear that: The dispute reached a point of stalemate with the TTFF refusing consistently to provide the accounting evidence that we need to establish the players entitlement.
According to him: There have been all sorts of games played out over the past years with the intention of hiding the real figures for the revenue gene-rated from the 2006 World Cup. TTFF initially were happy to produce accounts until we pointed out that they were manifestly false, and then they tried to blame Jack Warner for keeping all the relevant information to himself.
He says,You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. Oh no, I gave you all that information years ago. We are left now with little option but to petition the court for the winding-up of TTFF so that an Insolvency Trustee can open an investigation into where the money has gone.
Asked how this case measured up with a varied legal career which included some significant pieces of legislation, Townley told the Express: No one has come close to this. The mendaciousness of the defendant from the outset, the determination to hide the truth, the defiance of court orders, the false-accounting coupled with the high-handed manner that suggests that it is in fact the claimants who are at fault is staggering. It is in fact Kafkaesque.
Townley said: Before the credibility of the TTFF and those managing it were brought to nought with all their lies they used to regularly lambaste the claimants for not respecting the sanctity of the court. They are a parody of themselves.
He said things reached a farcical level when we applied to join Warner to the action and the same lawyers claimed to represent Warner and the TTFF and refused to acknowledge the obvious conflict of interest even when this was pointed out by the judge.
The roster of lawyers representing both the football federation and Warner up to last year included Dereck Balliram, British QC William McCormick and Om Lalla. Documents obtained by this newspaper show that on March 5, 2011, Lalla sent an e-mail about the previous days CMCs (Case Management Conference) hearing to several persons, including clients Warner, Camps and Rampersad.
The e-mail noted in part: The two major issues to have been determined was the time frame for the preparation of detailed accounts as per the Order.Elpas Readers detect and forward 'Location' and 'State' data from Elpas Active RFID Tags to host besticcard platforms. The time given is three months which is very generous given the last comments of the judge and opposition of the claimants. I request that Kenny Rampersad be immediately contacted to see if he can comply with the Order of the court as compliance will be crucial at this point.
The e-mail urged: Pls bear in mind the ability to successfully argue this matter depends on the ability to provide accounts requested by the judge. If at that stage we are unable to provide details of where the money was spent the judge can request tracing Orders to see where the money went. I can provide more details of what is expected or done but will prefer to do so at conference.The 3rd International Conference on custombobbleheads and Indoor Navigation.
2013年4月17日星期三
Unions must speak for all workers
American
attitudes and the union movement have come a long may since I first
became involved with labor in the 1980s. My union training was from fire
union leadership who fought in World War II and Korea. They were tough,
they never complained, and they got the job done. In fact, they would
roll over any obstacle that stood in their path without a second
thought.
Firefighter union leadership was all white and all male. Their focus and their mantra and what they instilled in young leaders like myself was wages,Cheap logo engraved luggagetag at wholesale bulk prices. hours and working conditions. Stay away from social issues, stay away from issues that cant be addressed at the bargaining table.
This philosophy dates back to Samuel Gompers.A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. Gompers was a founding member of the American Federation of Labor (AFL) and its president for over 30 years. He was a strong supporter of these principles, focusing efforts at the bargaining table rather than the ballot box. But even he took a broad view of wages, hours, and working conditions, staking out positions on immigration and foreign affairs.
The firefighter unions of the 1980s were not unique. Many unions of that era limited their focus to (you guessed it) wages, hours, and working conditions.
The problem with the 1980s mantra is what it ignores. Workers come in all shapes and colors. To focus only on what can be achieved at the bargaining table ignores the fact that our union movement must speak for all workers not just those who are fortunate enough to hold a union card.
Two years ago, when the Oregon AFL-CIO passed a convention resolution supporting same-sex marriage, some were caught off guard. I personally received telephone calls from people who were outraged that we took such action.
Why would anyone be caught off guard? We represent union members who are lesbian, bisexual, gay, and transgender.An experienced artist on what to consider before you buy chipcard. And if we fight for all workers whether they are union members or not why would the Oregon union movement push the LBGT community to the curb and turn a blind eye to a basic human rights issue, one with significant economic impacts on Oregon workers and their families, at that?
Today, the union movement has moved beyond a 1980s agenda of focusing on wages, hours, and working conditions. By staking out a position on comprehensive immigration reform, we will ensure that undocumented workers who have been excluded from any protection on the job have a voice. We can show them the value of a union by giving them protection, making it hard for bad employers to exploit them, and if we can reduce such exploitation,Choose the right bestluggagetag in an array of colors. we can stabilize and increase wages.
Comprehensive reform means tighter control and oversight of a guest worker program that allows employers to bring in workers from outside the United States. If guest workers lose their jobs, they are deported,Choose the right bestluggagetag in an array of colors. creating a program ripe for exploitation that drives down American wages.
Comprehensive reform means a pathway to citizenship for millions of undocumented workers who have been in America for decades, contributing to our economy and hoping to be treated like equal workers.
Our position is not only the right thing to do, it is the smart thing to do. By giving millions of workers legal status, we ensure they have a voice on the job, which leads to greater protections for workers and increases our ability to increases wages and benefits.
No, this isnt the labor movement I was introduced to sitting around a kitchen table at a fire station at 5th and Southwest College St. three decades ago. But it is the labor movement thats on the side of all workers, and on the side of a stronger future.
Theyre all using their mobile phones to film and record the show. The goal should be how should we use those tools to make money? If every fan is using their phone during their show, whats the problem? The phone. So instead of banning cell phones, lets encourage them. Lets turn them into money.
Right now, if we have a GameChanger artist and we provide a better experience, live, were going to be able to position the artist better. Heres what I mean. An artist is only allowed to play New York once or twice a year because of over-saturation. And when they come into the market their idea is to keep ticket prices low and as affordable as possible so they can make their capacity.
Then-Attorney General John Kroger told the Legislature that Consumer and Business Services is focused on the collectors duties to creditors in collecting debts rather than the collectors duties to consumers.
Since then, the DOJ has won seven judgments or settlements against debt collectors, for such practices as calling at inconvenient hours, wrongly identifying debtors, and threatening people with jail time if they dont pay their bills.
Documents show Milwaukie-based Metro Area Collection Service, for example, was fined $30,000 in February for using offensive and insulting language when dealing with debtors and for threatening them with arrest, a warning they have no legal authority to make. Collectors also did not immediately identify themselves when contacting debtors. The DOJ has received 34 complaints against the six-employee collection agency since 2009.
And last fall, Leading Edge Recovery Solutions was fined $30,000 after the DOJ alleged one of its collectors failed to identify himself and threatened debtors that the amount of their outstanding bills could increasea violation of state law.
But the biggest fish netted by the department was Derrick McGavic, a Eugene lawyer who, at the time, was king of the debt collectors. The agency forced McGavic in 2011 to quit the debt-collection business and surrender his bar license.
Firefighter union leadership was all white and all male. Their focus and their mantra and what they instilled in young leaders like myself was wages,Cheap logo engraved luggagetag at wholesale bulk prices. hours and working conditions. Stay away from social issues, stay away from issues that cant be addressed at the bargaining table.
This philosophy dates back to Samuel Gompers.A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case. Gompers was a founding member of the American Federation of Labor (AFL) and its president for over 30 years. He was a strong supporter of these principles, focusing efforts at the bargaining table rather than the ballot box. But even he took a broad view of wages, hours, and working conditions, staking out positions on immigration and foreign affairs.
The firefighter unions of the 1980s were not unique. Many unions of that era limited their focus to (you guessed it) wages, hours, and working conditions.
The problem with the 1980s mantra is what it ignores. Workers come in all shapes and colors. To focus only on what can be achieved at the bargaining table ignores the fact that our union movement must speak for all workers not just those who are fortunate enough to hold a union card.
Two years ago, when the Oregon AFL-CIO passed a convention resolution supporting same-sex marriage, some were caught off guard. I personally received telephone calls from people who were outraged that we took such action.
Why would anyone be caught off guard? We represent union members who are lesbian, bisexual, gay, and transgender.An experienced artist on what to consider before you buy chipcard. And if we fight for all workers whether they are union members or not why would the Oregon union movement push the LBGT community to the curb and turn a blind eye to a basic human rights issue, one with significant economic impacts on Oregon workers and their families, at that?
Today, the union movement has moved beyond a 1980s agenda of focusing on wages, hours, and working conditions. By staking out a position on comprehensive immigration reform, we will ensure that undocumented workers who have been excluded from any protection on the job have a voice. We can show them the value of a union by giving them protection, making it hard for bad employers to exploit them, and if we can reduce such exploitation,Choose the right bestluggagetag in an array of colors. we can stabilize and increase wages.
Comprehensive reform means tighter control and oversight of a guest worker program that allows employers to bring in workers from outside the United States. If guest workers lose their jobs, they are deported,Choose the right bestluggagetag in an array of colors. creating a program ripe for exploitation that drives down American wages.
Comprehensive reform means a pathway to citizenship for millions of undocumented workers who have been in America for decades, contributing to our economy and hoping to be treated like equal workers.
Our position is not only the right thing to do, it is the smart thing to do. By giving millions of workers legal status, we ensure they have a voice on the job, which leads to greater protections for workers and increases our ability to increases wages and benefits.
No, this isnt the labor movement I was introduced to sitting around a kitchen table at a fire station at 5th and Southwest College St. three decades ago. But it is the labor movement thats on the side of all workers, and on the side of a stronger future.
Theyre all using their mobile phones to film and record the show. The goal should be how should we use those tools to make money? If every fan is using their phone during their show, whats the problem? The phone. So instead of banning cell phones, lets encourage them. Lets turn them into money.
Right now, if we have a GameChanger artist and we provide a better experience, live, were going to be able to position the artist better. Heres what I mean. An artist is only allowed to play New York once or twice a year because of over-saturation. And when they come into the market their idea is to keep ticket prices low and as affordable as possible so they can make their capacity.
Then-Attorney General John Kroger told the Legislature that Consumer and Business Services is focused on the collectors duties to creditors in collecting debts rather than the collectors duties to consumers.
Since then, the DOJ has won seven judgments or settlements against debt collectors, for such practices as calling at inconvenient hours, wrongly identifying debtors, and threatening people with jail time if they dont pay their bills.
Documents show Milwaukie-based Metro Area Collection Service, for example, was fined $30,000 in February for using offensive and insulting language when dealing with debtors and for threatening them with arrest, a warning they have no legal authority to make. Collectors also did not immediately identify themselves when contacting debtors. The DOJ has received 34 complaints against the six-employee collection agency since 2009.
And last fall, Leading Edge Recovery Solutions was fined $30,000 after the DOJ alleged one of its collectors failed to identify himself and threatened debtors that the amount of their outstanding bills could increasea violation of state law.
But the biggest fish netted by the department was Derrick McGavic, a Eugene lawyer who, at the time, was king of the debt collectors. The agency forced McGavic in 2011 to quit the debt-collection business and surrender his bar license.
What Sunrisers Hyderabad have done right so far
The
previous IPL was indeed a horrendous memory for the Hyderabad franchise
Deccan Chargers, with the team winning just 4 matches out of the 16
they played. In spite of having an explosive batsman such as Shikhar
Dhawan and the best fast bowler in the world in Dale Steyn, the team
struggled to find the proper momentum at the start. Their problems got
accrued due to the bad fielding effort by the team members too. Even
players such as JP Duminy dropped catches and this was certainly not a
good sign. Around October last year, this team was bought by the Sun
Group and renamed as the Sunrisers Hyderabad. They are currently one of
the top franchises this season, and are also counted as one of the
favourites to clinch the cup. Here are some of the points which
highlight the areas in which the team from Hyderabad has tremendously
improved compared to the previous couple of editions.
SRH is a team which has got loads of talent, but this talent was not being used in a profitable way for the team. The potential in their bowling attack was not realized fully during the previous couple of editions. Despite having some wonderful all-rounders like Vihari and Ashish Reddy, who can chip in with useful cameos, the team was not able to perform as a unit. However, this time the role for each player is cut out in the team perfectly. Every player seems to be aware of the teams plan and what role he has to play. For instance, Thisara Perera knows that he needs to get those quick runs during the death overs and pick up useful wickets with his bowling. The skippers role is to steady the innings during the middle overs and Steyns job is to keep the scoring rate low at the start. So far, everyone have been performing their roles brilliantly which are reflected in the good results produced. Of course, they have lost two matches but have showcased some good cricket in those too.
As the new mentors of the team, Pakistani ex-player Waqar Younis, Indian opener Kris Srikanth and ex-Australian pacer Tom Moody seem to be working quite hard with the young talent this team possesses. With a strong bowling attack and some good medium pace all-rounders, this team cannot get better bowling coaches than Waqar Younis and Tom Moody. Their guidance will certainly help them handle tough situations in the death overs. Also, the explosive ex-Indian batsman Srikanth can also give some tips to the top order batsmen about getting runs at a quick pace. VVS Laxman is also one of the mentors and there cannot be anyone better than him to train the youngsters regarding handling pressure, as he did it in almost all the Tests he played for India. So, this bunch of young talented players seem to have found their rhythm and form with these three exceptional mentors training them. The hard work has definitely yielded some good results, as they have clinched 2 of their 3 victories in immense pressure situations. The team has shown that it is capable to handle pressure and turn it around.
One more main reason for the Sun group owned franchise to have clicked so far is Sangakkaras decision to back the Andhra players to do the job for him. Young players like Akshath Reddy,Choose the right bestluggagetag in an array of colors. Ashish Reddy and Hanuma Vihari have been given opportunities to prove their worth, and they have done it without doubt. The innings played by Hanuma Vihari against RCB in tough batting conditions is one of the best knocks of IPL so far, even though it was a low scoring game won by SRH in the Super Over. Similarly, Ashish Reddys variations with the ball coupled with Akshath Reddys explosive batting at the top can certainly help SRH to bag more wins. These players were not given many chances in the earlier editions and their talent went unrecognised so far. They can be of great help as they will easily acclimatise to their home conditions and can provide a useful hand in home wins.
The plans SRH have chalked out in most of the matches have worked perfectly. Their best one so far is definitely getting Hanuma Vihari to bowl the first over to the RCB powerhouse Chris Gayle. Vihari picked up his wicket on the very first ball. Other than this, there are many other plans which have worked well for Sangakkara on the field. He has been using Dale Steyn as his trump card in every match, and the South African has been delivering accordingly. They have their teams chosen according to the pitch they play on, which shows the amount of thinking and analysis that is going into every match. They have stuck to their plans and executed them with fruitful results most of the times. Of course, some have failed, but they have proved that they have the resilience to come back from such situations and win games. Whether Sangakkara will lead his team to the playoffs, or will Hyderabadis have another IPL to forget, only time can tell.
Oh, why do we bother with garages? Car factories don't. They stand their bright new cars out in the rain. But we're so soft we build a little kennel for our fifth-hand Nissan Stonko to keep the diddums warm. It makes no sense.
I have a monstrous garage. When men first see it they're struck dumb. They stare about them in a wild surmise,Find a great selection of customkeychain deals. the only sound a thud as jaw hits floor, and then the steady drip of their saliva. They're paralysed by lust for what I've got, the garage of their dreams, a refuge for testosterone, the space that masculinity was born to occupy.
When I first saw it, may the Lord forgive me, I thought much the same. But now I know.
Deriving from the French, garage means place of parking. But it's not cars we park in garages, so much as crud. For all our dreams of making it a workshop, a garage soon becomes a crud depository. The reason's obvious. By instinct we are hunter-gatherers who like to keep the stuff we hunt and gather. It acts as an insurance policy against a world that wants to freeze us,Elpas Readers detect and forward 'Location' and 'State' data from Elpas Active RFID Tags to host besticcard platforms. strip us bare and starve us. It goes, therefore, against the evolutionary grain to throw stuff out.
And if you've got a garage twice the size of Vanuatu you don't need to. Well, I have had enough of storing crud.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. I plan to annexe half the space to build a library. A book-lined sanctuary, a place to shelter from the fizzing world of electronic sound and fury signifying nothing. With walls and floor and shelves of oiled and polished wood, a reading light with wide green shade, a rack for wine, an ashtray and a chair so easy that it goes to sleep on its own.
There of an evening I will sit and read and sip and read, entombed by all the several thousand books that I've got scattered round the house. I've dreamed of such a room for years. And now I'm going to have it. But first I had to clear the space of crud.
I hired a skip. And into it went everything. An imitation leather suitcase with a luggage tag from 1993. Inside the case a wad of shirts I can't imagine ever having worn. A pile of prints of rural scenes, a two-ton television, the manual for a car I crashed in Taupo, a clutch of bent and rusty waratahs,The need for proper bestsmartcard inside your home is very important. a globe that had been stabbed through Madagascar, a sleeping bag I had to carry to the skip with outstretched arms, my face all wrinkled like a pug's, an exercycle bought on doctor's orders last July to rehabilitate a knee. I knew I'd never use it. I used it once.
SRH is a team which has got loads of talent, but this talent was not being used in a profitable way for the team. The potential in their bowling attack was not realized fully during the previous couple of editions. Despite having some wonderful all-rounders like Vihari and Ashish Reddy, who can chip in with useful cameos, the team was not able to perform as a unit. However, this time the role for each player is cut out in the team perfectly. Every player seems to be aware of the teams plan and what role he has to play. For instance, Thisara Perera knows that he needs to get those quick runs during the death overs and pick up useful wickets with his bowling. The skippers role is to steady the innings during the middle overs and Steyns job is to keep the scoring rate low at the start. So far, everyone have been performing their roles brilliantly which are reflected in the good results produced. Of course, they have lost two matches but have showcased some good cricket in those too.
As the new mentors of the team, Pakistani ex-player Waqar Younis, Indian opener Kris Srikanth and ex-Australian pacer Tom Moody seem to be working quite hard with the young talent this team possesses. With a strong bowling attack and some good medium pace all-rounders, this team cannot get better bowling coaches than Waqar Younis and Tom Moody. Their guidance will certainly help them handle tough situations in the death overs. Also, the explosive ex-Indian batsman Srikanth can also give some tips to the top order batsmen about getting runs at a quick pace. VVS Laxman is also one of the mentors and there cannot be anyone better than him to train the youngsters regarding handling pressure, as he did it in almost all the Tests he played for India. So, this bunch of young talented players seem to have found their rhythm and form with these three exceptional mentors training them. The hard work has definitely yielded some good results, as they have clinched 2 of their 3 victories in immense pressure situations. The team has shown that it is capable to handle pressure and turn it around.
One more main reason for the Sun group owned franchise to have clicked so far is Sangakkaras decision to back the Andhra players to do the job for him. Young players like Akshath Reddy,Choose the right bestluggagetag in an array of colors. Ashish Reddy and Hanuma Vihari have been given opportunities to prove their worth, and they have done it without doubt. The innings played by Hanuma Vihari against RCB in tough batting conditions is one of the best knocks of IPL so far, even though it was a low scoring game won by SRH in the Super Over. Similarly, Ashish Reddys variations with the ball coupled with Akshath Reddys explosive batting at the top can certainly help SRH to bag more wins. These players were not given many chances in the earlier editions and their talent went unrecognised so far. They can be of great help as they will easily acclimatise to their home conditions and can provide a useful hand in home wins.
The plans SRH have chalked out in most of the matches have worked perfectly. Their best one so far is definitely getting Hanuma Vihari to bowl the first over to the RCB powerhouse Chris Gayle. Vihari picked up his wicket on the very first ball. Other than this, there are many other plans which have worked well for Sangakkara on the field. He has been using Dale Steyn as his trump card in every match, and the South African has been delivering accordingly. They have their teams chosen according to the pitch they play on, which shows the amount of thinking and analysis that is going into every match. They have stuck to their plans and executed them with fruitful results most of the times. Of course, some have failed, but they have proved that they have the resilience to come back from such situations and win games. Whether Sangakkara will lead his team to the playoffs, or will Hyderabadis have another IPL to forget, only time can tell.
Oh, why do we bother with garages? Car factories don't. They stand their bright new cars out in the rain. But we're so soft we build a little kennel for our fifth-hand Nissan Stonko to keep the diddums warm. It makes no sense.
I have a monstrous garage. When men first see it they're struck dumb. They stare about them in a wild surmise,Find a great selection of customkeychain deals. the only sound a thud as jaw hits floor, and then the steady drip of their saliva. They're paralysed by lust for what I've got, the garage of their dreams, a refuge for testosterone, the space that masculinity was born to occupy.
When I first saw it, may the Lord forgive me, I thought much the same. But now I know.
Deriving from the French, garage means place of parking. But it's not cars we park in garages, so much as crud. For all our dreams of making it a workshop, a garage soon becomes a crud depository. The reason's obvious. By instinct we are hunter-gatherers who like to keep the stuff we hunt and gather. It acts as an insurance policy against a world that wants to freeze us,Elpas Readers detect and forward 'Location' and 'State' data from Elpas Active RFID Tags to host besticcard platforms. strip us bare and starve us. It goes, therefore, against the evolutionary grain to throw stuff out.
And if you've got a garage twice the size of Vanuatu you don't need to. Well, I have had enough of storing crud.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions. I plan to annexe half the space to build a library. A book-lined sanctuary, a place to shelter from the fizzing world of electronic sound and fury signifying nothing. With walls and floor and shelves of oiled and polished wood, a reading light with wide green shade, a rack for wine, an ashtray and a chair so easy that it goes to sleep on its own.
There of an evening I will sit and read and sip and read, entombed by all the several thousand books that I've got scattered round the house. I've dreamed of such a room for years. And now I'm going to have it. But first I had to clear the space of crud.
I hired a skip. And into it went everything. An imitation leather suitcase with a luggage tag from 1993. Inside the case a wad of shirts I can't imagine ever having worn. A pile of prints of rural scenes, a two-ton television, the manual for a car I crashed in Taupo, a clutch of bent and rusty waratahs,The need for proper bestsmartcard inside your home is very important. a globe that had been stabbed through Madagascar, a sleeping bag I had to carry to the skip with outstretched arms, my face all wrinkled like a pug's, an exercycle bought on doctor's orders last July to rehabilitate a knee. I knew I'd never use it. I used it once.
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